CIF Pricing Method Contract Terms (Cost, Insurance and Freight) Cadbury NZ pays the costs and freight to bring the goods to the named port of destination. Cadbury NZ is obligated under the CFR, a marine insurance against the buyer's risk of loss or damage to the goods during carriage by the carrier.Cadbury NZ enters into a contract of insurance and pays the insurance premium.C. Liquidity management processes. Procurement of Cadbury NZ exquisite raw materials material from Ghana, Africa and marketing its products in USA and Australia via Federal Bank Transfer, Wire Transfer and Invoice Discount.ii. Payment for Resources All resources needed to support sales, labor, overhead, marketing, etc. are payable by Cadbury NZ until monies are collected via the appropriate payment method for sales made.iii. Sale of inventory or services Cadbury NZ markets its sales very often by supporting them with the policy of extending credit limit to customers. The timing of accounts receivable is set by mutual negotiation. Where collection is the main objective in liquidity management.iv. Collecting Receipts The customer provides funds for the merchandise which further forms the cash flow cycle for the transaction through an appropriate mode of