If you are like most consumers, you may have noticed the huge amount of fees banks are charging lately. We consumers are overloaded with commissions. We are charged for ATM withdrawals, overdraft fees, and statement fees. Sometimes these fees are our fault; we may enjoy the convenience, but may not give enough consideration to the cost. You may be fed up with these fees and looking for ways to stop paying them. You can achieve this with small changes. Credit Unions Credit unions can be an alternative to bank fees. These institutions are owned by their members and pass on their savings to their members. Credit unions are classified as non-profit entities unlike banks which are driven by their shareholders. The downside of these institutions, however, is the lack of choices. If you are a basic customer, these institutions would not be a good choice because the locations are not as convenient as banks. Cost-saving strategies Know your bank's characteristics and follow established guidelines, for example, whether your bank has a minimum check...