Cost reduction can help fill the working capital gap. Cost cutting is the process companies use to reduce costs and increase revenue. The Elijah Heart Center has several options to reduce costs. These include reducing agency staff and implementing a change in skills mix. Downsizing has recently become a popular concept in cost reduction interventions. Downsizing involves reducing the number of staff in agencies or organizations. By reducing the number of contract employees, EHC will save on salaries, bonuses, management fees and other personnel-related expenses. This intervention will in turn help fill the capital gap; the amounts saved can be invested in other revenue-generating projects. Elijah Heart Center can also change the organization's skill mix by hiring unlicensed support staff. This is a prudent move as it will not only help reduce costs but will also ultimately increase organizational efficiency. The cost of hiring and maintaining unlicensed personnel will be low compared to hiring competent personnel to perform simple tasks that can be performed by unlicensed personnel. These tasks include moving and feeding patients. Unlicensed personnel can perform tasks without compromising the quality of healthcare provided and at the same time contribute to cost savings. Registered nurses can supervise unlicensed staff and perform complicated tasks. Getting a loan can also help Elijah Health Center fill a working capital shortage gap. An attractive loan option should not only offer low interest but should also be easier to maintain. The loan option is flexible in terms of payment as it allows for early repayment. Despite the high interest rate, Loan Option 1 allows EHC to bridge its capital… to the middle of the paper… financed as investment grade offering the lowest rates available in the capital market. This is important to achieve the cost saving target compared to high financing costs. The issuer can redeem the option before its expiration and there is no deadline for using the funds. EHC can then have all the time it needs to plan and avoid mistakes. Prudent liquidity management and knowledge of various funding sources is important. Different conditions and benefits are associated with various medical equipment and expansion financing options. A healthcare facility should therefore choose an option that improves cash flow, reduces costs and improves efficiency. The simulation does not include the impact of the options on personnel; this should be taken into account in the simulation. Knowledge of different funding sources, options and impacts is important in the daily management of the healthcare facility.